Who We Serve
Is This You?

My clients have been referred to me by someone they know and trust.
They live primarily in Southern California with ages ranging from 21 to 75. They tend to be happily married with children, although I have plenty of single clients as well as clients that don't have any children.

My clients tend to place a high value on interpersonal relationships and like to work with a professional they can trust. A small sampling of the industries and professions from which my clients hail are:

Technical Writers Plumbers Hair Stylists Scientists Painters
Administrative Assts Firefighters Nurses Title Insurance Doctors
Air Traffic Controllers Accountants Veterinarians Social Workers Mechanics
Day Care Providers Welders Military Electricians Sales
Personal Trainers Teachers Principals Pool Service Recruiters
Postal Carriers Chiropractors Counselors Landscapers Geologists
Police Officers Appraisers Construction Realtors Attorneys

My clients tend to be open to new ideas and beliefs. They realize that they may not know everything about mortgages and finance and are willing to learn and consider different approaches. They understand that if they want different results they need to do different things.

My clients appreciate and desire personal attention and great customer service and are looking for solutions tailored to their individual circumstances. They confidently refer their family, friends, and work associates to me for my expert advice and counsel.

In short, if you don't exhibit these types of characteristics you probably won't benefit from working with me.

Perhaps one of these scenarios best describes your situation?
 
You want to buy a house but you're no sure where to start. With all that's been happening in the housing market, you may even be wondering if now is a good time to buy a house.
 
You want to buy a house but you're not sure whether a small or a large down payment is best. In fact, with all the financing options available today, you may be confused as to what benefits the various financing options may provide you.
 
You want to know how the changing lending guidelines and increased credit score requirements will affect your ability to buy a house or restructure your mortgage.
 
You are tired of the deceptive and borderline fraudulent mortgage advertising and you are finally ready to work with a professional mortgage strategist.
 
You aren't 100% sure what type of mortgage (30-year fixed, 2/3/5/7/10-year fixed, NegAm, etc...) you have and you want a professional you can trust to review your documents and tell you for sure so you have no surprises. You may even know you have an adjustable rate mortgage but you're not sure when it will adjust or what it will adjust to.
 
You are frustrated because high gas and food prices have put a strain on your monthly cash flow and resulted in rising credit card balances and you'd like to know if restructuring your debts could increase your monthly cash flow.
 
You want to pay off your mortgage as quickly as possible but you're not sure what the best way to go about doing that is whether it's a 15-year mortgage, sending extra principal with each payment or doing a bi-weekly payment schedule.
 
If any of these scenarios resemble your situation you've come to the right place! I can help!
 
Prospective clients won't be successful with us if they:
  • Aren't open to new ideas and believe they have all the answers and can do it alone.
  • Complain about their current situation but are not motivated to change it.
  • Are ONLY looking for the lowest "quoted" interest rate and fees.
  • Believe there is a "one size fits all" mortgage and that all mortgage consultants are the same.
  • Believe there is nothing wrong with using my expert advice and counsel to solve their problems and give the business to someone else.
I feel it is critically important to begin our relationship with the correct expectations to give you the best chance at success working with me.
 
Now that you have a better idea of the kind of clients I work with click here to learn more about How We Work with clients and the results I produce.